These tips and ideas are gleaned from working for several years in the insurance industry. All of these ideas are based on the fact that insurance is the transfer of risk. You don’t want to take the risk of a large expense to replace a house, possessions or vehicles so you pay the insurance company to take that risk.

While these tips apply to most situations, spend some time with an independent agent who can make sure you are getting the best coverage you can get. Please contact me to set an appointment for your own individualized discussion.